The Warm Homes Loan Scheme – Affordable Finance for Renewable Energy
# The Warm Homes Loan Scheme – Affordable Finance for Renewable Energy
Launched in autumn 2026, the Warm Homes Loan Scheme is a UK Government-backed initiative designed to make renewable energy improvements more affordable for homeowners.
The scheme provides access to low-interest and, in some cases, 0% APR loans to help spread the cost of installing renewable technologies, including:
- Air source and ground source heat pumps
- Solar PV panels
- Battery storage systems
### How much can you borrow?
The maximum loan available depends on the technology being installed. Current scheme limits include:
- Air source heat pumps: up to £20,000
Ground source heat pumps: up to £35,000
There are currently ten participating lenders offering finance options, with interest rates and repayment terms varying between providers.
### Can I combine this with the Boiler Upgrade Scheme?
Yes! One of the key benefits of the Warm Homes Loan Scheme is that it can be used alongside the Government's Boiler Upgrade Scheme (BUS).
This means eligible homeowners installing a heat pump could benefit from a grant of up to £7,500 through the Boiler Upgrade Scheme, alongside a Warm Homes Loan to help cover the remaining installation costs.
All eligible installations must be carried out by an MCS-certified installer.
### Who applies for the Warm Homes Loan?
Unlike the Boiler Upgrade Scheme, where Eco-Wright Energy manages the grant application process on your behalf, the Warm Homes Loan application must be made directly by the homeowner.
It is the property owner's responsibility to contact one of the participating lenders, check their eligibility and apply for the loan.
Eco-Wright Energy can provide the installation quotation and technical information you need to support your application, but we do not submit or manage Warm Homes Loan applications on behalf of customers.
[Warm Homes Loan Scheme – GOV.UK](https://www.gov.uk/government/news/warm-homes-loan-scheme-factsheet)
Get in touch:
T: 07966598653
E :annas@ecowrightenergy.co.uk Bewdley, Worcestershire
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